According to an article on capradio.org, the current long-term care system in California is spread across 20 state departments and agencies representing 112 programs. How would anyone know what agency or program is the right one for them without going through a substantial amount of paperwork, headache, and possibly some bright red tape?
According to the report published by the Senate Select Committee on Aging and Long-Term Care on January 5, 2015, “The challenge before us is two-fold. First, over 5.1 million persons age 65 and over will call California home by 2015. Due to aging Baby Boomers and migration patterns, that number will grow to 8.4 million by 2030 – or nearly one fifth of the population. Second; as the Baby Boom population ages, it will become more ethnically diverse, driving demand for culturally competent service delivery.
Reliance upon our existing patchwork of programs and services to serve our growing aging and disabled population will result in unnecessary expenditures, inequitable access, and irrelevant services. Furthermore, under the existing fragmented structure there is no leader to oversee or coordinate the entire range of services, and no mechanism for accountability or improvement” (Liu, et al, 2015).
We know that the system as it stands needs help. We also know that people coming in to the system without any formal training or knowledge on the complex and often confusing structure of the long-term care system in California will also need help. When your health and well-being is important in your golden years of retirement, it would be foolhardy to not at least get a plan in place, even something as simple as knowing what programs and agencies you could access based on your unique and individual needs.
The California Long Term Care Insurance Agency (CLTC) wants you to know you are not alone. CLTC, is committed to providing you the latest information and developments on the state of long-term care in California. We are currently seeking men and women age 45 and up that want to get answers and know their options when the time comes to access long-term care insurance in California. Fill out the form to the right of this page for a free, confidential, and educational evaluation of your special circumstances right now.
Sources:
Liu, C., Wolk, L., Beall, J. (January 5, 2015) A Shattered System: Reforming Long-Term Care in California – Envisioning and Implementing an IDEAL Long-Term Care System in California. Retrieved online June 8, 2015 at http://sd25.senate.ca.gov/sites/sd25.senate.ca.gov/files/ Aging Long%20TermCareReport.pdf
Adler, B., (January 15, 2015) Senate Report: Overhaul California’s Long-Term Care System Retrieved online June 8, 2015 at http://www.capradio.org/articles/2015/01/15/senate-report-overhaul-californias-long-term-care-system/
