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Long Term Care Insurance – Answers to Common Questions in California
March 1, 2010 No CommentsIt’s hard to believe, but the estimated risk for needing Long Term Care continues to climb with each passing year. Now, the Federal government estimates that each individual has a 70% chance of needing Long Term Care in their…
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Tax Deductions For Long-Term Care Insurance Increase 3 Percent in California
February 21, 2010 No CommentsThe Internal Revenue Service (IRS) has just announced the increased deductibility levels for long-term care insurance policies purchased in 2010. First, the maximum deductible limit for an individual now exceeds $4,000. That should get some people’s attention…
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Baby Boomers Prepare for the Financial Care of Aging Parents in California
February 12, 2010 No CommentsAs we know, in our society it’s considered impolite to ask someone about their finances. Many adult children hesitate to inquire about the exact state of their parents’ finances for fear that their parents will think that the real…
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Long Term Care Insurance Policy Choices in California
February 6, 2010 No CommentsMost Long Term Care policy decisions revolve around Setting of Care, Benefit and Elimination Periods and, if you wisely want it and can afford it, Inflation Protection. While every policy is different ( and you should thoroughly understand all…
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Insure Your Retirement Funds with Long Term Care Insurance in California
January 27, 2010 No CommentsIt might sound strange to be told to insure your retirement funds, but after working hard and diligently saving all that money, wouldn’t you want to make sure that the funds will be there for you when you need…
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What is Long-Term Care Insurance? Find out more about your options in California
January 21, 2010 No CommentsTraditional Long-Term Care Insurance used to be viewed as “nursing home insurance” because most policies from 15 years ago only offered that one option. Today, that is hardly the case. Long-term care insurance now covers adult day care,…
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