Long-Term Care Insurance: You Have Options
By: Janet Arrowood
The latest offerings provide more coverage and the ability to pick and choose what types of coverage you’ll need.
There was a time in the not-too-distant past when choosing a long-term care insurance plan was simple–because there was only one option: a nursing-home-only plan modeled after Medicare LTC coverage. Today, you can choose your coverage and its terms from a plethora of options. But, with all of these choices, careful evaluation of LTC policies is more critical than ever.
To give you an idea of how dramatically LTC plans have evolved, let’s look at the some the older features.
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